Are you Tired of Renting, But Think You Won't Qualify to Buy a Home?  

We have a Lease with the option to buy program that may make homeownership a reality for you!

I know what you're thinking.... How does this program work and how do I get started?

The program is simple, you fill out an application.  The best thing about this application is that it is a household application.  If you have been renting for a while, you know that a standard rental requires anyone over the age of 18 to fill out an application whether they are contributing financially or not and those application fees can add up. For this program, you fill out 1 application for the entire household so there is only one application fee that runs about the same as a single application, SO, ONE FEE.

Then we start looking for a home that meets your needs and we start looking for homes that are for sale, not homes that are for rent.

Why would we look for homes that are for sale?  Because with this program, we look for a home you would like to own.  It's the right size, in the right area, and is something you would like to make your own,

Then our investment company purchases the home and leases it back to you.  You are provided rental and purchase terms for the next 5 years so you know what the rental rate will be and what the purchase option price will be upfront and the best part is, those won't change. 

Notice that this program is Lease with the option to buy, not lease to own.  What is the difference, you might ask.

The difference is that a lease-to-own program requires you to pay extra every month to put aside as a deposit which the landlord retains on your behalf.  However, if you walk away from the purchase you lose that deposit.

This lease with the option-to-buy program does not collect extra funds that go towards a deposit and if you walk away because life circumstances change or you decide this isn't the right home for you, you don't lose any money.

Now, I have heard some people say that they like the fact that pay a little extra to build up the deposit money so they don't have to worry about it because it's coming out of the rent.

The same thing can be done with this program.  Let's say your lease payment is $2,000 a month.  With the lease-to-own option, the lease payment for that house maybe $2,400 with $400 going towards the deposit.  So, over 12 months you have $4,800 toward the deposit.  As I stated before, with the standard lease-to-own program, if you walk away from the purchase you lose that $4,800  whereas with this program you can set up a savings account separate from the normal account that you use for living expenses, and put $400 in that interest account to save deposit and closing cost when you're ready to buy.

If you decide to purchase the home you are leasing, you know what the cost is upfront.  If you decide you are not ready to buy or this just isn't the right house, you can buy something else, or just keep renting if that is the best option for you. 

There is really no downside.  Whether you see yourself buying a home in the future or not, this program lays out the rental rate for 5 years so you don't have to worry about the landlord raising the rent to an unaffordable amount when it is time to renew your lease.

If you are ready to get started with this awesome program, fill out the form on this page with your name, phone number, and email.  We will give you a call to determine what your needs are and following that we will send an application to your email. 

We look forward to finding you a home.